Barry’s friend suffered a broken knee, elbow, and wrist. Barry suffered serious chest and leg trauma and is still in the hospital. He has undergone multiple surgeries since the crash.
While Mr. Weiss and his friend recover from their injuries, their troubles aren’t over. In cases such as this, where both sides can make legitimate arguments as to why the other side should be held responsible for this wreck, there is no quick resolution.
Stop thinking of insurance as a nuisance
The Storage Wars star’s current situation teaches us a good lesson about buying car insurance or motorcycle insurance. When we buy car insurance or motorcycle insurance, we see it as a hassle. It’s another bill we have to pay, and it seems ridiculous why we should buy anything other than the cheapest policy offered. That idea should be turned on its head – getting the right policies can save your life.
Yes, there are legal requirements that you buy a certain amount of insurance when you buy or lease a vehicle. But in most states, those required minimums are not going to cover your bills after a wreck. Repairing your car and yourself typically will cost more than the $30,000 minimum limit required in many states. That’s why it is important you buy as much insurance as you can possibly afford.
Why you should add PIP, U/UIM, comprehensive, and specific motorcycle policies to your insurance coverage
In cases like Mr. Weiss’ if you have the right insurance coverage, you can use your own insurance to pay for your medical bills and vehicle repairs while you wait for the lawyers to fight your case in court. This is called Personal Injury Protection (PIP) insurance. It’s a no-fault plan that covers you and your passengers if you are hurt in a wreck.
If the driver of the other vehicle involved in the wreck doesn’t have insurance, you’ll want to make sure you have Uninsured Motorist/Underinsured Motorist insurance (U/UIM). This policy is similar to PIP in that it helps you no matter what the situation is.
These are must-have policies whether you drive a car or motorcycle. Also, ask your insurance agent about comprehensive coverage. Many states require you to carry liability insurance, but no state requires you to have comprehensive coverage. Comprehensive coverage typically covers if your car is vandalized, if your windows are broken, if your car is caught in a flood, if your car catches fire, or if a falling object damages your car. This policy helps you pay for car repairs and even help you replace your car if it’s a total loss.
There are additional policies for motorcyclists that cover accessories, trikes, custom bikes, multiple bikes, and more. Insurance policies don’t just protect you if someone hits you, the right policies protect you even if you’re at fault for the wreck.
Know what to do after you are hurt in a wreck
After you are hurt in a wreck, all you should have to focus on is getting better. Unfortunately, modern society has different ideas. That’s where an experienced attorney comes in. At our firm, we take care of everything else so you can focus on healing. We inform you of your legal rights as well as what to expect from the insurance companies. Also, we help you figure out all your options and insurance policies to help you get the care you need as quickly as possible. Ultimately, we remove the roadblocks to getting the compensation you’re owed.