Many people were hurt when the Seastreak ferry crashed in New York. If you are one of the victims, you have probably already heard from one or more claims adjusters and other insurance representatives. They are likely asking you for various information and materials. Maybe they are already offering you some money to settle your claim. In light of all this, you probably have a lot of questions about what you should do to protect your legal rights. Here are 5 important tips I will give you right now:
- Do not agree to give any "recorded statement." They will ask for this very politely, but they have only one goal in mind in asking for this: they want to be able to use it against you. No matter how skillful you may believe yourself to be in providing such a statement, they will use it against you. So the best course of action is to simply refuse to give any recorded statement.
- Do not sign any forms they put in front of you. You may sign away some or all of your legal rights. Or, you may give them unfettered access to your entire personal background, such as your medical history, employment background, school history, etc. Most of this is none of their business. They want it because they will try to use it against you.
- Do not agree to any settlement of your claim. After accidents like this, insurance companies often put out a "low ball" offer in the hopes that you will jump at it. If their offer was fair, they would not be offering it to you. It's as simple as that. By extending you this offer early in the process, they are trying to get off from your claim for cheap.
- Talk to a lawyer about your claim. Most injury lawyers will talk to you for free, with no obligations. We do. So, you really have nothing to lose. Talk to some lawyers about your situation. Listen to what they say. Believe me, Seastreak and its insurance company already have teams of big time lawyers helping them, so why shouldn't you do the same? If you want to talk with us, we also provide free Confidential Case Reviews.
- If you decide to hire a lawyer, hire the correct lawyer for your case. Seastreak ferry accident claims will involve various different areas of the law. Most importantly, because the accident happened on a navigable waterway, maritime law is implicated. On top of that, the law on common carriers will be involved, because the Seastreak ferry transports passengers. The common carrier law is most often applied to bus accident cases, but it will also apply to this ferry accident.
If you follow these 5 tips, you will be well on your way to protecting your rights. If you would like to speak with one of our experienced accidnet & injury lawyers, please call us at 877-724-7800, and we will be happy to talk to you, free of charge, and with no obligations. Our law firm handles maritime injury cases on a nationwide basis.