If you've been injured on the job, you may be concerned about whether your legal, financial, and medical rights will be protected. You are probably wondering if you will get fired, and if your medical bills will get paid. What happens if you can't return to work at your normal job, or if the insurance company is playing games with you? How do you collect worker's compensation insurance? Are you even entitled to worker's compensation after an on-the-job injury?
The law for on the job injuries can get complicated quickly. Unfortunately, you are at an immediate disadvantage because your employer has insurance adjusters and lawyers on call, ready to protect their bottom line at the expense of you and your future.
For example, did you know that if you were hurt working at sea, on an offshore drilling rig, or in a marine environment, then you probably aren't legally entitled to any worker's compensation benefits at all? Instead, you likely have legal rights under federal maritime law, including a law called the Jones Act.
If you've been hurt at sea, on an offshore drilling rig, or in a marine environment, then please visit our page that discusses injuries at sea, the Jones Act, and maritime law claims.
If you've been hurt working in a job that is land-based, then in most states, your employer and its insurance company are required to pay worker's compensation benefits to you. These benefits include wage replacement benefits and paying for medical care. However, unlike most states, if you get hurt on the job in Texas, then your employer is not required to carry worker's compensation insurance. When your employer doesn't have worker's compensation insurance, then your employer is considered a "non-subscriber" and you have different legal rights than if your employer has worker's compensation insurance for injury claims.
The Insurance Companies Have All the Power - But You Can Level the Playing Field
Unfortunately, the insurance companies have a lot of power when it comes to making decisions related to your wage replacement and medical benefits. If you're not careful, you run the risk of losing your legal rights or allowing the insurance company to take advantage of you when you are most vulnerable.
Also, when you are hurt on the job and your employer has worker's compensation insurance, in most situations, you are not allowed to sue for negligence. Your only recourse is worker's compensation benefits, which can be quite minimal.
There is hope for you, however. If a person or company other than your employer caused or contributed to your injuries, then you may be able to bring a negligence case against that person or company under a "third party" legal claim. There are a lot of complications in third party claims, and without the right lawyer, you legal rights may go down the drain.
Also, if a piece of equipment or machinery caused or contributed to your injury, then you may be able to bring a products liability claim against the seller, distributor, designer, or manufacturer of the equipment or machinery. Product liablity claims are time-consuming, costly, complicated, and require the services of a law firm with the expertise to win cases against large corporations and their armies of insurance adjusters and lawyers.
Read About Some of Our Client's Victories In Work Injury Cases
- Injured Logger Collects $5,000,000.00 settlement
- Confidential settlement for worker exposed to sulfuric acid
- Worker whose left hand was amputated gets $985,000 settlement
- Million dollar settlement for worker who fell through roof, suffered brain injury
Learn Your Rights So You Can Protect Your Future
If you are like most of our clients, this is the first time you've suffered an injury requiring medical attention and legal help. Unlike you, your employer likely has seen injury cases many times, so they know exactly what to do and who to call to protect their bottom line at your expense.
We recommend that one of the first things you do is learn your legal rights. We recommend you learn your legal rights so you know how to avoid getting tricked into signing those rights away, and so you can make informed, intelligent choices about what course of action to take to ensure your rights are protected.
Here are some of the most common questions we receive from people who have been injured on the job:
1. How much does it cost to hire VB Attorneys?
Nothing. We work on a contingency fee basis, which means you pay nothing unless we win your case.
2. How will you pay your bills if you can't work?
There are a number of different ways to ensure financial stability while you are recovering from an injury. We can walk you through all the different options and ensure that your financial stability is addressed.
3. How do you get quality medical care for your injury?
Unfortunately, some doctors are more concerned about pleasing the insurance companies that treating patients appropriately. We will work with you to make sure you are getting independent, quality medical care from doctors of your choosing.
4. How long with the lawsuit process take?
On average, our clients cases settle or go to court in a little less than one year, although it depends on the nature and extent of your injuries, whether your employer tries to delay the claim, and the schedule of the Court where your case will be heard. We work hard and we work fast to get you a settlement as soon as possible.
5. How much is your case worth?
We have personally handled work injury cases that settled for multiple millions of dollars. The value of your claim depends on a lot of different factors, including the nature and extent of your injuries, the cause of those injuries, and the type of law that will control your legal claims.
We can usually give our clients a pretty good idea of the range of potential settlement values early in the case, and as we work with you to develop your legal case we fine-tune the evaluation and will make specific recommendations to you on a settlement amount based on our decades of experience winning these cases for our clients.
Research Answers to More Questions
- How to win your case
- Read about our Client Medical Assistance Program.
- What do I do if your boss is pushing you back to work before you are ready
- Why you shouldn't give a recorded statement
- The role of workers compensation play in your case
- Read more about "third party" cases
- Learn about nonsuscriber claims
- How to find the best attorney for your case
To schedule a free consultation with one of our board certified attorneys, please call toll free 877.724.7800 or use the contact forms on our web page to send us a confidential message.
We look forward to helping you.