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We designed this website to provide information to consumers, injured people, and their families. Our goal is to level the playing field between consumers and insurance companies and expose the tricks, traps, and techniques they use to cheat injured people out of their legal rights. We also let consumers know about legal news, including verdicts and settlements and other interesting legal information.
But please understand that nothing on this website is meant to provide legal information about your specific case, create an attorney-client relationship, or imply that the results of your legal case will be the same as some other case.
Q: What is PIP coverage and do I need it?
A: PIP stands for Personal Injury Protection. PIP coverage protects you if you are in an auto accident and the other driver’s coverage fails to fully compensate you for your expenses. PIP coverage will pay for your medical expenses, lost wages, and substituted services if you are no longer able to perform certain household chores. It will also compensate your family for funeral expenses in the case of your death. PIP coverage protects the policyholder, members of the policyholder’s household, and all authorized drivers and passengers in the car. In Texas, it is mandatory that the insurance company offer PIP coverage to you, but you may decline it in writing on your policy. PIP coverage is a good thing to consider because Texas only requires drivers to carry $20,000 coverage per injury. In a catastrophic accident, your medical bills and lost wages could easily exceed this number.
Vujasinovic & Beckcom P.L.L.C
1001 Texas Avenue
Suite 1020
Houston, TX 77002
Phone: 713.224.7800
Fax: 713.224.7801