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Disclaimer

We designed this website to provide information to consumers, injured people, and their families. Our goal is to level the playing field between consumers and insurance companies and expose the tricks, traps, and techniques they use to cheat injured people out of their legal rights. We also let consumers know about legal news, including verdicts and settlements and other interesting legal information.

But please understand that nothing on this website is meant to provide legal information about your specific case, create an attorney-client relationship, or imply that the results of your legal case will be the same as some other case.

Frequently Asked Questions

 


Q: I was injured in a truck wreck. Should I talk with the insurance adjuster or trucking company before I hire a lawyer?

A: You are certainly free to talk to the adjuster and/or the trucking company before hiring your own lawyer. However, be aware of some "tricks" they may try to use against you to hurt your case: "Trick #1" They will try to get a recorded or written statement from you. It is a bad idea to give insurance adjusters or trucking companies written or recorded statements unless you have your own independent legal advice. Often, they will ask you questions designed to lower the value of your case or make it seem like you were at fault. You are not required to give a written or recorded statement. "Trick #2" Trucking companies and their insurance adjusters will try to convince you not to hire a lawyer. They will claim that you will get less money if you hire a lawyer than if you negotiate the case yourself. This is false, and studies have been done to prove it. The trucking companies and insurance companies have lawyers--you should have one too, and if they tell you that you don't need a lawyer, be very cautious about anything else they tell you. "Trick #3" Some trucking companies or their adjusters will offer to provide medical care. The trick here is that they hand pick company or insurance doctors. You are NOT required to see company or insurance doctors. You should choose a doctor on your own, a doctor who you feel comfortable with. That is often the only way to ensure that you get appropriate medical treatment. "Trick #4" All too often, the insurance adjuster or trucking company will tell you that they need a bunch of information and once they get that information, they will settle your case for a fair amount. Then, they keep asking for more information in an effort to delay your case. Time is on their side. If you wait to long, you may be prevented from ever filing a claim or lawsuit because of the statute of limitations or because the evidence is gone by the time you file your case. In our experience, trucking companies and their insurance adjusters almost never offer a reasonable and fair amount unless you've acted quickly to preserve your legal rights. Don't let them string you along for months and months while they promise a reasonable settlement. Conclusion: You are certainly within your rights to try to negotiate a trucking case on your own. However, trucking companies and their insurance adjusters have teams of lawyers giving them advice. You should be very careful when dealing with insurance adjusters or trucking companies without your own independent legal advice.


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