How much auto insurance am I required to carry in Texas?

A: Texas requires that you carry a minimum bodily injury liability coverage of $20,000/$40,000. This means that your insurance coverage will pay up to $20,000 for a single injury in an auto accident and up to $40,000 for all injuries in the accident. Texas also requires that you carry a minimum of $15,000 in property damage coverage. Liability insurance does not pay for damage to your own vehicle.