A:
Unfortunately, uninsured motorists are becoming more common on Texas roads as the economy continues to struggle. This means that your chances of being hit by a motorist who does not have insurance are greater than they were before.
If you’ve been hit by an uninsured motorist, find out if you have uninsured motorist insurance. This is optional insurance coverage that you may have purchased with your auto insurance policy. In this case, you could have your own insurance company cover the cost of the collision including your medical bills, lost wages and other general damages.
If you do not have uninsured motorist coverage, then you do have the option of suing the uninsured driver. However, many people who do not purchase automobile insurance do so for financial reasons, so they may not have many resources. This means that even if your suit were successful, you would not receive much, if anything from them towards your medical bills and injuries.
You can learn more about your options by contacting a personal injury attorney with experience handling auto accident cases in Texas.
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